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Memory Care

What it is: Care communities for seniors living with Alzheimer's disease, dementia, or other forms of cognitive decline, with secure environments, structured routines, and staff trained in dementia care.

Best for: Seniors with moderate to advanced cognitive impairment who need a safe, structured environment.

Typical costs: Memory care has no published cost survey of its own. It typically costs more than standard assisted living; this site's working estimate is about 25% more, roughly $9,000–$10,000 or more a month in Washington. It is usually the most expensive option short of a nursing home. Private funds and long-term care insurance cover it for many residents, and Apple Health (Medicaid) pays where an assisted living facility holds a DSHS dementia-care contract.

What's typically included: Secure setting, specialized programming, 24-hour supervision, personal care, and meals.

Cost of Care Calculator

Memory Care in Washington

What care could cost, compared with the national median
When might care begin?
Now
How many years of care?
3
Washington
$9,500
per month
National median
$7,750
per month
Estimated total · 3 years
$354,110
vs. $288,879 at the national median
About $9,836 a month on average, with costs rising each year.

Estimate. No survey covers memory care; it typically runs about 25% above assisted living in the same area. Washington medians from the CareScout Cost of Care Survey, 2025 data (published March 2026); memory care, adult family home, independent living and CCRC figures are estimates. Includes a 3.5% yearly increase in costs. Actual prices vary by community and level of care.

Open the full calculator

Senior Living Cost Calculator: Results Summary

Prepared via realpropertyplanning.com on November 13, 2026

Care Type

Memory Care

Care Timeline

Care begins now (2026).

Planned for 3 years of care, through 2029.

Cost Assumption

Annual cost growth: 3.5%

Projected Cost

WashingtonNational
Per month$9,500$7,750
Per year$114,000$93,000
Total over 3-year plan$354,110$288,879

Washington medians from the CareScout Cost of Care Survey, 2025 data (published March 2026); memory care, adult family home, independent living and CCRC figures are estimates. Actual costs vary by area, provider, and level of care. For general planning only. Courtesy of Real Property Planning — realpropertyplanning.com.

Professional Disclosure

Real Property Planning is an educational and connection hub. It does not provide legal, tax, accounting, financial, brokerage, or appraisal services. Professionals referenced on this site are independently licensed and operate through their own separate businesses. Real estate brokerage services are provided by David Stein, a licensed Washington broker, through eXp Realty. Appraisal services are provided by David Stein through Stein Appraisal. Read the full disclaimer.